Thurs., July 16, 2009, 6 to 7 p.m.
Smart Mortgages for the First-Time Home Buyer
(and Do FHA Loans Make the Most Sense Now?)
The Federal Housing Administration defines a first-time buyer as one who has never purchased a home before OR a person who has not purchased a home within the past three years. Learn from mortgage banker David Kanis how low your FICO score can go, yet still qualify you for a mortgage with FHA and others. Also, Mike Sowinski, a certified public accountant, will detail the tax savings that a first-time home buyer can now receive under the new tax law.
* ASA SPEAKERS: David Kanis, Ashford Mortgage Advisors, 828-350-8886, www.ashevillehomeloans.com; Mike Sowinski, CPA, CFO Consultants, 828-712-2913, www.cfoconsultants.net
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Thurs., July 23, 2009, 6 to 7 p.m.
Buying Insurance Right:
What you don’t know might hurt you when buying personal home and auto insurance
* ASA SPEAKER: Anthony Mitchell, Anthony Mitchell Insurance/AAA, 828-210-8787, www.anthonymitchellaaa.com
* SEMINAR DESCRIPTION: Learn what risks may not be covered in your insurance policies, as presented by a former insurance underwriter, investigator and current agent/owner, who, many say, "You've never met an insurance man like Anthony Mitchell. He's entertaining and knowledgeable." Come one and all, and come as you are. There is no cost and no obligation. Or as Anthony puts it, "Insurance may not be glamorous, but I can make it entertaining." So bring a friend, too. This seminar will be repeated on Thurs., Jan. 14, 2010.
Thurs., July 30, 2009, 6 to 7 p.m.
How to Choose the Right Business Entity:
Corporation, LLC, Partnership or Sole-Proprietership
Part One of the Forum's 'Small Business Boot Camp' Series
* ASA SPEAKERS:Mike Sowinski, CPA, CFO Consultants, 828-712-2913, www.cfoconsultants.net; Mary Hart, Attorney, The Hart Law Group, 828-271-4278, www.thehartlawgroup.com
Thurs., August 6, 2009, 6 to 7 p.m.
Create A Money Mission Statement
Part of the Forum's 'Take Charge of Your Money, Life & Future' Series
* ASA SPEAKER: Reeta Wolfsohn, CMSW, Center for Financial Social Work, 828-658-1919, www.financialsocialwork.com
* SEMINAR DESCRIPTION: This is such an important seminar that Reeta Wolfsohn will conduct this seminar two times in August. Attend this powerful seminars to help you become more money wise. At the seminar you will learn to align your spending choices with your hopes and dreams. You can make certain that every expenditure -- big and small -- supports your Money Mission Statement. At the end of this free seminar, Reeta Wolfsohn will take your questions. Come to one or both seminars -- and bring a friend or family member -- to learn together about this effective personal finance tool that can change your life forever.
Thurs., August 13, 2009, 6 to 7 p.m.
Mortgage Loan Modifications:
Are They A Scam? Is Foreclosure Inevitable?
* ASA SPEAKERS: Mary Hart, Attorney, and Stefanie Upham, Attorney, The Hart Law Group, 828-271-4278, www.thehartlawgroup.com; David Kanis, Mortgage Banker, Ashford Mortgage Advisors, 828-350-8886, www.ashevillehomeloans.com; Anthony Mitchell, Agent/Owner, Anthony Mitchell Insurance/AAA, 828-210-8787, www.anthonymitchellaaa.com
* SEMINAR DESCRIPTION: "It's amazing how many people who are in financial trouble and ignore notices from their mortgage companies," said Mary Hart. "There are things that people can do to avoid foreclosure, if they act early enough. And real estate brokers can help their clients, too." Following the hour-long seminar that reveals important facts for those facing foreclosure notices will be a question-and-answer session.
Thurs., August 20, 2009, 6 to 7 p.m.
Create A Money Mission Statement
Part of the Forum's 'Take Charge of Your Money, Life & Future' Series
* ASA SPEAKER: Reeta Wolfsohn, CMSW, Center for Financial Social Work, 828-658-1919, www.financialsocialwork.com
* SEMINAR DESCRIPTION: This is such an important seminar that Reeta Wolfsohn will conduct this seminar two times in August. Attend this powerful seminars to help you become more money wise. At the seminar you will learn to align your spending choices with your hopes and dreams. You can make certain that every expenditure -- big and small -- supports your Money Mission Statement. At the end of this free seminar, Reeta Wolfsohn will take your questions. Come to one or both seminars -- and bring a friend or family member -- to learn together about this effective personal finance tool that can change your life forever.
Thurs., August 27, 2009, from 6 to 7 p.m.
How to Set Up the Right Bookkeeping System:
10 Mistakes Business Owners Make
Part Two of the Forum's 'Small Business Boot Camp' Series
* ASA SPEAKER: Mike Sowinski, CPA, CFO Consultants, 828-712-2913, www.cfoconsultants.net
Thurs., September 3, from 6 to 7 p.m.
Wills, Trusts, Powers of Attorney, and Eldercare Legal Issues
Part of the Forum's 'Planning Ahead' Series
* ASA SPEAKER: Mary Hart, Attorney, The Hart Law Group, (828) 271-4278, www.thehartlawgroup.com
Thurs., September 10, from 6 to 7 p.m.
How to Become Debt Free
(and Pay Off Your Mortgage in Half the Time)
Part of the Forum's 'Take Control of Your Money, Life & Future' Series
ASA SPEAKER: David Kanis, Mortgage Banker
Ashford Mortgage Advisors, (828) 350-8886,
www.ashevillehomeloans.com
Thurs., September 17, from 6 to 7 p.m.
Savvy Social Security Planning:
What Baby Boomers Need to Know to Maximize Retirement Planning
Part of the Forum's 'Planning Ahead' Series
ASA SPEAKER: Doug English, CFP, Scientific Investors, (828) 398-2802, www.scientificinvestors.com
SEMINAR DESCRIPTION: Baby Boomers want to know the following: Will Social Security be there for me? How much can I expect to receive? When should I apply for Social Security? How can I maximize my benefits? Will Social Security be enough to live on in retirement? Free and open to the public. This is a rare opportunity to learn about Social Security from a Certified Financial Planner.
Thurs., September 17, from 6 to 7 p.m.
Human Resources Made Simple:
What Government Officials Are Looking For
Part of the Asheville Strategic Alliance's
'Small Business Boot Camp' Series
*ASA SPEAKER: Mike Sowinski, CPA, CFO Consultants, 828-712-2913, www.CFOconsultants.net
SEMINAR DESCRIPTION: This seminar will provide participants with an overview of all of the agencies that regulate human resources and payroll laws, including the Department of Labor, North Carolina Department of Revenue, IRS, EEOC, and the NC Employment Security Commission. While many business owners believe that they can approach human resource issues in a common sense approach, there are many pitfalls in this strategy. Therefore, the seminar will also cover a host of human resource compliance issues. It will address how an incorrect process of interviewing, hiring, motivating, disciplining and terminating an employee can involve many legal and financial consequences for the small business owner. The seminar will include the opportunity for attendees to ask questions.
For more Financial Wellness Forum seminars to be held in downtown Asheville, Click Here>
